What is my Savings balance?

Your Savings balance holds the money that Digit automatically sets aside from your Spending account for your savings goals.

Every day, Digit moves smart amounts of money from your Spending balance to your Bills and Savings.

Making sure you have enough to cover your Bills will be Digit’s first priority before it sets aside for Savings. See: How does Digit save for me? 

Rainy Day Fund

When you first set up your Direct account, you’re given a Rainy Day Fund that Digit will save for by default alongside any goals you create. You won’t be able to delete the Rainy Day Fund like you would other goals, but you can add settings to limit saving into the Rainy Day Fund if you’d rather concentrate on saving for other things. See: How do I edit and delete savings goals?

Savings goals

Your goals are where you can save towards whatever you’d like - car repairs, vacations, gifts - anything you need to set aside money for. There’s no limit to how many goals you can save for with Digit.

Choose a name and emoji for your goal, and an end date and amount if you’d like, and Digit will get started looking for opportunities to safely move money from your Spending balance to your goals.

To see all the activity for a goal, tap into it from your goal list.